Things You Need To Know Before Getting A Credit Card In The UAE

Things You Need To Know Before Getting A Credit Card In The UAE

The requirements to obtain the best free credit card in UAE can be quite strict. Generally, applicants must be at least 18 years old. They must also have a monthly salary between 5000 AED and 50,000 AED and be a resident of the UAE. Applicants with bad credit may find their application rejected.

Minimum salary required:

The minimum salary required to get a credit card in the UAE varies from bank to bank. However, most banks require you to make at least 5000 AED a month. If you make less, banks will not issue you a credit card.

Documents required:

The documents required to apply for a credit card in the UAE vary depending on the bank. Emirati citizens must present their Emirates ID, while expatriates need to present their original passports, complete with visas. Both expatriates and Emiratis must also provide proof of address. In addition to these, applicants must also have a minimum monthly income. Typically, this can be shown via a bank statement or salary slip. However, some banks may require a year’s worth of statements.

Benefits of credit card:

No annual fee for credit cards:

No annual fee credit cards in UAE offer several exclusive benefits to their users. These benefits may include access to airport lounges, discount movie tickets, and dining discounts. However, customers should be aware of certain restrictions when applying for these cards.

Visa and MasterCard:

Applying for a Visa or MasterCard credit card in the UAE is not a difficult process. You can apply over the phone, in person, or online. To apply for a card, all you need to do is fill out the application form and submit the required documents. However, it’s important to compare several options before making a decision.

Emirates NBD:

Emirates NBD offers a variety of credit cards. They also offer supplementary credit cards for your dependents. To apply for an Emirates NBD credit card, you must be at least 21 years old and have a bank balance of at least AED 50,000 over the last three months. Some cards also require you to open a Fixed Deposit with Emirates NBD for a minimum deposit amount.

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